Retirement Planning

You may ask questions like:

Am I on track?
Can I afford to retire?
Will I run out of money in retirement?
When can I retire?
Should I claim Social Security now?
How will my IRA distributions impact my taxes in retirement?

When it comes to retirement, there are lots of these types of questions. And we offer a range of retirement planning services to help you. And with our tax tools and resources, we can help you understand not only how to turn your retirement nest egg into your retirement income, but we can also show you strategies that may reduce your overall tax bill.

Get Retirement Ready

WealthCare© Signature Planning Programs

While we offer a range of limited-scope and modular plans, the WealthCare Signature Planning packages represent the most common options bundled together, offering the most value for the most common questions we deal with regarding Retirement, Investing, Taxes or Estate Planning.

Option 1: RetireRight Retirement Readiness Reality Check-Up

Our RetireRight™ Retirement Readiness Reality Check-Up module will answer your questions, project your Retirement Income Security (RISE) Score, show you your sustainable portfolio withdrawal amounts, and help you prepare a retirement lifestyle cash flow budget. The initial planning fee for this option is $3,600 and includes the WealthCare FPAlpha Check-Up Report. Optional ongoing support and maintenance of your plan starts at $1,800/year.

As part of the Signature Planning module, we’ll also evaluate your pension and Social Security claiming options and show you the impact on your taxes and Medicare premiums. We’ll also provide a Portfolio Lab Analysis, a customized review of your investments with recommendations that align your Personal Risk Score with your target asset allocation. Also included is our WealthCare Financial Wellness Tune-Up that provides you with a broad review of your financial strengths and weaknesses in up to thirteen key areas including insurance needs, estate planning, credit, and budget.

Since taxes are a big part of retirement, we’ll also review your retirement plan with our Tax Clarity module that focuses on tax planning options that will help you lower your costs. We can also evaluate the impact of Roth IRA strategies, as well as how to reduce the bite of taxes on your capital gains or IRA distributions so that you keep more of what you’ve earned.

This Signature Planning module will include a full year of tax and financial planning support and access to our online dashboard that helps you track your goals and progress.

WealthCare© Signature Retirement Planning Programs provide ongoing support of your holistic financial plan. Fees are based on income, net worth, complexity, and the value you are seeking, and the amount of support required to keep you on target for your goals and answer your questions.

Initial planning fees are based on a combination of income, net worth, and tax situation starting at $5,500. Optional ongoing support and maintenance of your plan starts at $2,250/year for updates to four (4) key topic areas of your plan and includes an updated WealthCare FPAlpha Check-Up Report.

Other Options: We also offer more modular limited-scope retirement planning options and can design a planning package that fits your needs. Please reach out so that we can explore how best we can help you.